The Consumer Credit Industry Association (CCIA) was originally organized in 1951 as Consumer Credit Insurance Association to be the trade association of insurance companies underwriting consumer credit insurance products sold by lenders and assuring loan repayment in the event of consumer/debtor death or disability. The scope of activity evolved as new insurance products were introduced to the marketplace, products like credit property, credit unemployment, and collateral protection.

More recently this industry - providing consumers with the financial security of knowing debt will be repaid or assets protected in the event of unexpected but foreseeable events - has introduced non-insurance debt and asset protection products. As member companies began servicing non-insurance debt and asset protection programs CCIA expanded the scope of supporting services.

In 2004 the CCIA Articles of Incorporation were amended to include "other financial service providers selling or servicing consumer credit insurance, consumer credit related lines of insurance and other consumer products and services typically provided in connection with consumer credit transactions whether or not insurance."

CCIA commenced doing business as the Consumer Credit Industry Association on January 1, 2007, for the purpose of promoting high ethical standards for the business of consumer credit insurance, related lines of insurance, and other consumer credit protection products and services.

Whether credit insurance or debt and asset protection products, individuals and financial services providers are regularly confronted with changing compliance expectations. CCIA provides the professional staff and infrastructure enabling members to decrease time spent researching new issues and increase the accuracy and usefulness of information.

CCIA MISSION STATEMENT
To preserve, promote and enhance the availability, utility and integrity of insurance and related products and services delivered in connection with financial transactions.